Privacy Policy
Welcome to the www.carryquote.com website, owned and operated by CarryQuote AG and its subsidiaries, affiliates and associate corporations, successors and assigns (collectively “CarryQuote").
CarryQuote respects the privacy rights of our users and is strongly committed to protecting your privacy. This Policy applies to this website www.carryquote.com (the ‘Website’) and the CarryQuote products or services. This Policy describes the information practices for this Website and for the CarryQuote products and services, including what type of information is gathered and tracked, how the information is used, and with whom the information is shared.
In general, you can visit www.carryquote.com without disclosing who you are and without giving any personal information about yourself. There are times, however, when CarryQuote may need information from you to better serve you.
1. Collection and Use of Personal Information
CarryQuote obtains and collects , in accordance with the Swiss Federal Data Protection Act and its implementing ordinances, personal information that you voluntarily provide on this Website or otherwise to CarryQuote. Such personal information may in particular include your name, address, e-mail address, IP address, portfolio information and credit card details. For example, CarryQuote collects personal information when you register to receive more information about certain CarryQuote services or products and or when you submit the information in order to receive support for CarryQuote services or products to which you subscribe to.
CarryQuote uses the personal information for the delivery of its products and performance of its services (in particular CarryQuote’s Mobile Interactive Financial Communication [MIFC] solution with its mobile and web applications), for the development, enhancement and the design of its products and services, for customer relations purposes, to communicate with you, to provide you with your requested information or support, and for any other purpose mentioned in this Policy.
CarryQuote may also provide you with information, special offers, and promotions regarding its products and services. You may instruct CarryQuote at any time not to use your personal information to provide you with information, special offers, or promotions by clicking on the respective hyperlink provided therein, or by sending a notification to the contact details given at the end of this Policy.
2. Accuracy and Security of Personal Information
CarryQuote takes the necessary and adequate administrative, technical, personnel, and physical measures (a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and (b) to ensure the integrity of the personal information. To help CarryQuote protect your privacy, you should maintain the secrecy of any logon ID and password you may be required to set up in connection with your participation in this Website's service.
From time to time CarryQuote may supplement information you give CarryQuote via the Website or otherwise with information from other sources, such as information validating your address or other available information you have supplied. This is to help CarryQuote maintain the accuracy of the information it collects and to help CarryQuote provide a better service.
While no data transmission over the internet is 100 per cent secure, the security of our system is very important to us. We ensure that up-to-date data storage and security techniques are used to protect your information. All our employees and any third parties we engage to process your information are also obliged to respect the confidentiality of your information.
3. Access and changes to Personal Information
CarryQuote has a legal obligation to ensure that your information we collect is kept accurate and up-to-date. Please assist us to comply with this obligation by ensuring that you inform us of any changes to your information. You have the right to request details of the information we hold about you and/or to delete or rectify any inaccurate information about you by sending us a written request to the contact details set out at the end of this document.
4. Storage methods and duration
CarryQuote may store your personal information in its databases, for reference. The information may be retained and used by the CarryQuote for a reasonable period, reflecting CarryQuote’s need to answer queries or resolve problems, provide improved and new services and any data retention requirements of the law.
CarryQuote may, to the extent permitted by the law, retain information after an individual ceases to use CarryQuote services or after the individual has ceased interacting with CarryQuote. Such information may include the details of user authentication or verification checks.
5. Disclosure of Personal Information to Third Parties
CarryQuote may disclose your personal information to third parties if we believe in good faith that such disclosure is necessary (a) to comply with the law or in response to a court order, government request, or other legal process; (b) to protect the interests, rights, safety, or property of CarryQuote or others; (c) to enforce any terms of service on this Website; (d) to provide you with the services or products requested by you (including allowing a purchaser of a CarryQuote division, or CarryQuote as a whole, to continue to serve you), and to perform other activities related to such services and products, including billing and collection; (e) to provide you with information, special offers, or promotions from CarryQuote to which you consented; or (f) to operate CarryQuote's systems properly.
6. Cookies
CarryQuote sometimes collects non-identifiable information from visits to the Websites to help provide better customer service. CarryQuote may use this data to analyze trends and statistics and to help provide better customer service.
CarryQuote will collect such information through the use of various technologies, including "cookies". A cookie is a piece of data that a website can send to your browser, which may then be stored on your computer as an anonymous tag that identifies your computer but not you. You can set your browser to notify you before you receive a cookie, giving you the chance to decide whether to accept it. You can also set your browser to turn off cookies. If you do so, some pages may not work properly and you do this at your own risk. For more information about cookies, including how to set your internet browser to reject cookies, please go to www.allaboutcookies.org.
7. Transfer of Personal Information To Other Countries
CarryQuote may, in accordance with and for the purposes mentioned in this Policy, transfer your personal information to any other CarryQuote subsidiary, affiliate and associate corporation or third party in other countries. CarryQuote will comply with the transfer requirements set forth in this Policy and the applicable Swiss law.
8. Links To Third-Party Web Sites
CarryQuote may provide links to third-party Websites. Since CarryQuote does not control third-party sites and are not responsible for any personal information you may provide while on such sites, CarryQuote advises that you to read the privacy policies on those Websites before providing any of your personal information on such sites.
9. Modifications To This Privacy Policy
CarryQuote may change this Policy in its sole discretion from time to time. Such changes will be effective from the date of the uploading of the revised version to the Website or its communication to you. You are asked to check the Website regularly to remain informed of the latest version of this Policy.
10. Contact information
If you have any questions in relation to this Policy please contact us at: privacy@carryquote.com or by sending your message to the following address:
Attention: Privacy Officer
CarryQuote AG
Lettenstrasse 7
6343 Rotkreuz
Switzerland
